Friday, December 28, 2007
The Cherokee County Arts Center is hosting a new series of enrichment classes for homeschooled students who live in the northern part of the county and beyond. Tisha Gotte, the director, expects to attract students from Dahlonega, Jasper and Ellijay.
There will be 3 sessions this school year. Session 1 runs from Jan. 7 to Feb. 16. Session 2 will run from Feb. 25 to April 5 and the third session will run from April 14 to May 24. You can get more info about these classes by clicking HERE or by calling the Cherokee County Arts Center at 770-704-6244.
1. Creative Movement/Dance
2. Art in Nature
3. Concoctions & Contraptions
6. Multimedia Art
7. Public Speaking/Debate
10. Creative Writing
12. Rock-n-Roll Chorus
13. Sculpting with Sculpey
14. Simple Machines
15. Robotics I
Wednesday, December 26, 2007
If the house is a "fixer-upper" and you don't have any cash to put into selling it at a retail price, I can help you with that, too. Because I am associated with a group of local investors, I can get you a cash offer, close in 7 days and you can walk away from your problem with at least some money in your pocket.
Another option for getting out of that property is to rent it. Being a landlord isn't for the faint of heart and you should know what you are doing when you begin to screen your tenants. When you have the right ones, it can be a win-win for everyone. You will have someone else paying for your mortgage and they will have a house to live in for a period of time.
Lease purchase options have become very popular now because of the fall-out from the sub prime mortgage problems. You get the benefits of a tenant who will take care of the property as if it were his own (because someday it probably will), a non-refundable option payment up front and also the sales price you need. Because they are not buying the property today, your sales price can be based on tomorrow's price, not today's. I have a lot of experience in the area and would be happy to help you.
If your payments have gone haywire, you can also call your lender to see about refinancing the property. Sometimes, the lenders are willing to work with you to help avoid going into foreclosure when you are having trouble making the payments. It will not hurt you to call and talk to them about a "rate and terms" refinance option.
If you are not sure what a good strategy would be that fits your situation... give me a call and I can help you think about what would work for you.
Michael Bradford 770-862-8002
Southern Prime Realty
Your Cherokee County Georgia Real estate Specialist
HGTV has registered the home with the LEED For Homes certification. LEED is a voluntary rating system created by the U.S. Green Building Council, which plans to launch a nationwide residential LEED certification program later this year. It will be a baseline program to set uniform standards for “green” homes.
The HGTV house will be open for public tours beginning in the spring. It will be decorated with eco-friendly products and materials by designer Linda Woodrum. HGTV will offer viewers a 360 degree online tour of the home beginning Monday, March 3, 2008. Viewers who are interested in earth friendly ideas for their homes can tune into HGTV's show Red, Hot & Green. it airs next on Jan. 1 at 7am.
Tuesday, December 25, 2007
Saturday, December 22, 2007
- Papa's Pantry & Family Ministries needs donations of gift cards and gas cards. You can call them at 770-591-4730 for more information.
- Woodstock Jaycees need a variety of donations. Call 770-926-8336.
- MUST Cherokee needs packages of new socks, underwear, peanut butter, jelly & canned pasta. You can call them at 770-479-5397.
- Cherokee Child Avocacy Council needs gift cards. Call 770-345-8100.
Friday, December 21, 2007
Thursday, December 20, 2007
The Del Monte Foods "Do Something" program has honored 6 year old Lizzie Marie of Woodstock with a $2,500 grant for her creation of healthy cooking/nutrition shows to be shown in hospitals. Lizze was the youngest winner (by far) of the 10 recipients of this award. You can read more about this contest by clicking HERE or you can visit the Do Something website by clicking HERE. Woodstock is proud of Lizzie Marie!
Tuesday, December 18, 2007
Monday, December 17, 2007
Someone once used this as an analogy, if you could buy a dollar bill for 90 cents on one side of the street and across the street they were selling them for 85 cents, which dollar would you buy? Now we all know it’s not that simple but the concept is the same.
REALTOR® Magazine Online has a great article giving 7 tips for selling your house today. They report the number one tip as “Don't overprice your property”. I wholeheartly agree! An over priced house will only help your competition. Overpriced houses are used by most real estate agents to sell the features or price of another property. I am as guilty as the next guy when I have said something like “remember the house on Elm Street? It had ______ and was $10,000 less than this house”. If you are serious about selling your house today, you need to be that house on “Elm” street, not the one being used to sell it.
The number 2 item was”Set your price to show up in Web searches”. This is such a key strategy that I am always trying to accomplish. Because over 80% of home buyers start their search online, you want your house to fall within as large a search criteria as possible. Location and price are the main search criteria that people key into and price is the only one you can control. Let me help you determine the best price that you can get today for you home. I will make sure that as large an audience as possible will see it in the best possible light.
Cherokee County Georgia Real Estate Specialist
Friday, December 14, 2007
My first reaction is to look around the home and make sure it is clean, uncluttered and freshly painted. These things are non-negotiable these days. But after those have been addressed, which remodeling projects will give us the biggest bang for the buck, i.e. the highest ROI?
According to this article from REALTOR.org, three of the top four projects are exterior projects with upscale siding replacement being number 1 at an 88% ROI. So for every dollar you spend, you will increase the value of your home by .88 cents. The only interior project listed was a minor kitchen remodeling project which was 83% ROI.
Now most of us think that these kinds of projects should increase the value by more than we spent but in reality that rarely happens. If you have a working functioning kitchen, replacing it with a newer kitchen will increase the value, but ussually not as much as it cost. What it will do is get your house sold faster and for more money than if you had not done the project.
The best thing you can do to get your home sold fast for the most money is clean, clean, and clean some more. That doesn't cost a thing. When you clean, pack away the clutter and personal pictures and items and clean some more. Paint and some elbow grease will more than pay for themselves over any remodeling project.
If you would like help getting your house ready to sell, please click HERE to see my “Ready To Sell” plan. I have been doing this for years and would consider it a privilege to put my experience to work for you. Give me a call and let’s get started.
Your Cherokee County GA Real Estate Specialist
Wednesday, December 12, 2007
Tuesday, December 11, 2007
Monday, December 10, 2007
I saw this interesting article in the Atlanta Journal & Constitution about how owners can avoid foreclosure. Georgia, along with Texas, are the states with the shortest window from the time of default until the time of sale at the courthouse steps. That window is 37 days. It is not much time at all for owners to find help.
Help is available but time is of the essence!
Because I buy investment properties, I often encounter owners who are behind on their payments and facing foreclosure. One thing that never fails to shock me is how few of them have a plan or are even open to finding a solution. They just bury their heads in the sand and wait until the day before auction to remove their belongings from the property.
If you are facing this problem, there are several things you can do to try to stop foreclosure. I can help you make a plan to either get yourself back on track with your mortgage company or find a buyer to take the house off of your hands so that you can have a fresh start.
If you need some help, please give me a call today. Together, we'll explore all of your options to find a solution that works for you. 770-862-8002.
Southern Prime Realthy
Saturday, December 8, 2007
Friday, December 7, 2007
1. Buying real estate now, at rock bottom prices, you will have the opportunity to see your money grow as your equity grows. The huge amount of people facing foreclosure will keep them out of the house-buying market for about 7 years. That will be 7 years of a booming rental market where you should have few problems finding qualified tenants to make your mortgage payments for you.
2. You can always sell it if you need cash. When you buy real estate low enough, you have the comfort of knowing that you can always sell it quickly if you need to.
3. Tax deductions! There are a lot of ways to deduct taxes from investment properties. Did you know that you can write off DEPRECIATION from a rental property that produces an income?
4. Snag that smaller place just incase. You may be living in that big house and the kids are leaving for college. You want to downsize but now just isn't the time for you to move out. Take advantage of todays low prices and lock in that dream cottage! Go ahead and buy it, enjoy the tax breaks and the positive cash flow from a renter while you wait. When the time is right and you're ready to move, you already have plenty of equity in the house. You can either enjoy that in the form of a home equity loan, keep it where it is or even use it to refinance so that your monthly payments are much, much lower.
If you would like to discuss real estate investment strategies, whether you are just getting started or about to retire, give me a call today. As an investor myself, I can help you find the deals! 770-862-8002
Southern Prime Realty
Thursday, December 6, 2007
Brad, an avid student of architecture, has put his skills (and $5 million of his cash) towards rebuilding homes in the Lower 9th Ward in New Orleans. And not just any homes, but homes that were constructed with sustainable materials, have effiecient use of energy/water, are safe and finally, affordable.
Brad's organization, Make it Right, is collecting donations to help witht he construction and supply costs to get this project off the ground. Their goal is a minimum of 150 new houses to be completed by the end of next summer.
If you are interested in eco-freindly, green housing -you are not alone. I am a conservationalist and have taken a keen interest in seeing more housing like this come to Cherokee County. I also want to help homeowners to modify their housing to use less raw materials and become more effiecient. If you would like to get some help in this area, thus adding value to your home, please call me today at 770.862.8002 and we'll talk about easy things that you can do to help us all.
Southern Prime Realty
Tuesday, December 4, 2007
Earth, Paint & Fire has a private room that they use for birthday parties (FREE downloadable invitations on her site), Bunko groups, bridal and baby showers, Red Hats meetings, sports teams, homeschool groups and just about any other kind of group.
Lisa also has special days set aside for certain groups such as Teen Night (free pizza), Grandparents Day (free add-on), Ladies Night (discount for groups), and even a Wine/Paint Night where local wine merchants bring samples to taste.
Earth, Paint & Fire is a wonderful, locally owned business that provides an excellent entertainment and artful outlet for Cherokee County & Woodstock residents. You can find them at 1432 Towne Lake Parkway (Suite 130) just off I-575's Towne lake Parkway exit in the shopping center behind Longhorn Steakhouse. (around the corner from Publix). For directions or more information, call them at 770-592-4114 or visit them online at www.earthpaintandfire.com.
Monday, December 3, 2007
One of the hottest topics today in energy conservation is the use of geothermal heat pump systems. The U.S. Department of Energy estimates that 40,000 geothermal heat pumps are installed each year. These systems have been in use since the 1940's but have only become popular due to the soaring price of fossil fuels. A typical geothermal heat pump can save an verage of between 25% and 50% on yearly heating and cooling costs according to the Geothermal Heat Pump Consortium.
Most geothermal heat pumps rely on a closed system of vertical or horizontal pipes buried in the ground below the frost line filled with water or a water/antifreeze mixture. These geothermal heat pumps rely on the constant temperature of the earth below the frost line. These systems can generate heat in the winter and cooling in the summer. The picture below is and example of a closed horizontal loop system.
The system works by pumping the water through a heat pump and exchanging the thermal energy into your home. The geothermal heat pumps can even supply hot water for homes. Energy Star program even offers incentives for new construction utilizing geothermal heat pumps. Some states and even electric utility companies are also offering sizable rebates and discounts for installing the geothermal heat pumps.
To read more from Todd Fratzel, you may visit his blog, Helpful Advice For Home Construction Improvement by clicking HERE.
Sunday, December 2, 2007
If you would like to find a house that has been inspected and given a clean bill of health, I can help you locate one within your budget and in the area you would like to reside. Give me a call today and we'll get started on finding the safe, perfect home of your dreams.
Michael Bradford 770.862.8002
Southern Prime Realty